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COVID Relief For Small Businesses In Need

By: Mariah Rogers
Feb 3, 2021 • 6 min read

COVID Relief For Small Businesses In Need – The Ultimate Guide to Finding Resources Near You.

COVID-19 has made a dramatic impact on the success and prosperity of many businesses in the United States and across the world. Between stay-at-home orders, inclement weather, and talk of new virus strains, businesses haven’t had it easy the past several months. If you are a small business that has been struggling and in need of help, know that there are resources available to support you! Help can come in a multitude of different forms. In this blog, we will share a collection of resources that offer COVID relief for small businesses like yours.

COVID relief

Hello Alice COVID-19 Business Resource Center

The Hello Alice COVID-19 Business Resource Center offers a variety of support systems that can help reopen and refuel your small business. Whether you need guidance on proper re-opening procedures, access to funding, or advice from a mentor, Hello Alice is here to help. With over 150,000 small businesses using their platform as a resource to survive COVID, you won’t be the first establishment to ask for help. They have a number of distinct partners to make the platform possible such as Verizon, Salesforce, Mastercard, eBay, and the U.S. Chamber of Commerce.

At Hello Alice, acquiring resources is not a one size fits all approach. Your COVID plan will be specifically tailored to your unique business needs depending on your industry. Some of the industries they specialize in are Food & Beverage, Beauty & Wellness, Professional Services, Manufacturing, Arts & Entertainment, and Restaurant services. Each industry has individual needs that Hello Alice can assist with. From mastering the art of takeout cuisine to learning how to make more sales, they’ve got your back when it comes to COVID relief.

With specific checklists and guides available for printout, you can invite your entire team on board to assist with your journey to safely re-opening and serving your community. The platform also offers specific guidelines depending on the state your business is located in. So, you’ll be up to code and ready to go!

COVID relief

The CARES Act

The CARES Act provides assistance to small businesses from the U.S. Department of Treasury. Specifically, the Payroll Protection Program acts as a resource for small business owners who hope to continue paying employees and re-hire those who have been laid off in the past few months from their establishment. The program will support small businesses in need by providing up to 8 weeks of payroll and benefits costs. The money granted does not have to be spent on employee salary exclusively, however. Business owners can put the funds towards utilities, rent, and other expenses deemed necessary.

So, if you are in need of fast funds in order to continue keeping your employees on payroll and tending to other expenses, this might be an opportunity for you to collect supportive resources.

Visa’s COVID Small Business Resources

Visa is committed to helping your small business survive the negative effects of the COVID pandemic. They have compiled an extensive list of recourses available to small business owners seeking relief. From funding to online integration, Visa has organized various methods for establishments to get creative with their business practices. Applying for loans can be overwhelming and challenging. Visa has provided support for the following funding programs.

Small business administration loans:

  • Paycheck Protection Program Loan: As we mentioned above already, the Paycheck Protection Program provides support to small businesses that are trying to continue paying their employees.
  • Economic Injury Disaster Loan: This loan focuses on supporting businesses who are facing loss of revenue due to the pandemic.
  • Economic Injury Disaster Loan Advance: Small businesses can claim up to $10,000 under this loan program. This program provides relief for businesses that are finding it difficult to make revenue in their industry due to the pandemic.

Transitioning to an online platform:

Many businesses have had to transition to an online platform in order to continue making revenue and serving their customer base. Depending on the industry your small business is in and your comfort level with technology, this can be a challenge! Visa has established a support program to help. Resources include the following.

  • Webiste Creation: Visa has partnered with Wix, WordPress, and Shopify to help small business owners create a website for their online store despite experience working with technology.

COVID relief

eBay

E-commerce is one way that many small business owners are continuing to make sales, keep employees on the payroll, and provide products to their customers. Establishing an online business is no easy task, which is why online selling giant eBay has made accommodations for small businesses making the transition. Owners will get their account fee waived for three months, while seller fees won’t be deducted until June 30th. This means that small business owners will be able to keep more profits in their pockets.

Google For Small Businesses

Google expressed their concern for small businesses struggling amidst the pandemic and wanted to extend their support as establishments rely heavily on advertising campaigns and keeping customers informed. Where does everyone turn to when they need immediate information? Google, of course!

Here are just a few of the resources Google has to offer:

  • Claim a Business Profile: Social distancing guidelines and regulations are updated on a frequent basis. So, it is crucial for businesses to be able to communicate with customers. Here, businesses can advertise their hours, delivery options, curbside pickup rules, and more.
  • Explore Google Ads: Advertising is another way that businesses can continue to attract new customers to their location. Google ads help your establishment be the first to appear when customers search for something your business offers. New advertisers will be granted a $100 ad credit to get started.
  • List Products For Free: Google allows businesses to list products they sell online for free. The Merchant Center allows sellers to publish goods online for hundreds of millions of consumers to explore.

COVID relief

GoFundMe Small Business Relief Initiative

GoFundMe has partnered with Yelp, Intuit, and GoDaddy to help provide financial relief to small businesses in need. This relief initiative program focuses on providing funds so that businesses can continue operating during and after the pandemic. Supporters can donate to the fund to help. This will result in $500 matching grants to qualifying small businesses that are able to raise $500 on GoFundMe. This is a great way to help contribute to cash flow and receive relief when your establishment needs it.

If you are not a small business owner but want to show your support, click this link to donate.

Honeycomb Credit

Honeycomb has created a crowdfunded small businesses relief loan for establishments impacted by the COVID pandemic. These are community-sourced loans for small businesses in need of financial resources. They offer three different options depending on your business’s needs.

Four-step process:

  • Step 1: Fill out the required form. Explain the mission of your small businesses and express which relief program you are interested in applying for.
  • Step 2: Talk to the Honeycomb team. The team will help small business owners finalize an application for submission.
  • Step 3: Tell your story! After being accepted into the Honeycomb program, you’ll be able to begin getting your working capital crowdfunded by your community.
  • Step 4: Make interest-only payments to your community. Watch your business continue to thrive.

Our team sends all business owners and those who have been affected by the pandemic support, health, and hope during this time.

More to Read:

Why You Need an Emergency Fund

First Steps in Starting a Business 

A Beginner’s Guide to Investing

Your First Day of Work Could Be Tomorrow! 

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